Even so I save a bundle by using transit, because I have no car at all...my apartment building charges something like $100 per month just for parking!
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massysett | 09:38 AM |
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Don't know if you are following today's chat
http://new.forums-wmata.com/
but evidently the calculation is being addressed (one of the replies: "By mid-afternoon the changes will be made. We will have dropped the calculated gas costs and use only the GSA mileage rate that includes gas. We'll also add costs of driving to a Metro lot. As you’ve already pointed out, Metro is probably still a less expensive way to travel, although the calculator will probably show that the driving expense is somewhat lower once the adjustments to the calculator are made.") but will they make driving more attractive? Will they factor in parking in downtown DC?
Insurance is partially a variable cost. One of the first questions your insurance company asks you is how far you drive to work. Then how many miles you drive per year. Do one of those online quotes things and play around with those factors. Going from 15,000 km to 24,000 km impacted my insurance rate by 50%. You are far less likely to get involved in an accident if your car is in your driveway. Theft and vandalism, however, are not impacted by mileage.
In addition, the more you drive, the more likely you are to get traffic tickets or get into traffic accidents. These will impact your insurance regardless of actual fault.
One thing to consider, however, is that by not having a car, you will generally pay much more for insurance when you decide to get one. The impact varies wildly from one insurance company (and jurisdiction) to an other.
